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THE FSUE “RUSSIAN POST” AS A PARABANK LINK IN THE CREATION OF THE CONSERVATIVE SAVINGS INSTITUTIONAL INFRASTRUCTURE



V.V. Maganov
maganoff@yandex.ru
doctoral student of the banking department, “Plekhanov Russian University of Economics, PhD in economics
Moscow

Keywords:

  • postal bank
  • FSUE “Russian Post”
  • socially-oriented postal savings system
  • para-banking system
  • The article provides analysis of options and opportunities for reforming the Russian postal operator. The relevance of this topic is caused by the lack of a conservative savings institution in the current Russian credit system, aimed at social importance and function rather that to gain commercial profit. Due to indecisiveness of authorities in terms of reforming the “Russian Post” and as a result of the want for internal savings policy this issue becomes quite an urgent. The article is divided into three logical parts: the description of the role and the place of “Russian Post” in the financial services market, the analysis of attempts by the State to reform the postal operator and the final part which includes proposals concerning consolidation with pro-government banks. On the basis of the method of expert-logical analysis the author makes research, comparison and evaluation of the attempt by the State to revitalize the postal industry.
    The author has contributed to the research by substantiation of the proposal to create a socially oriented postal and savings system on the base of “Russian Post” by means of synergy between such banking institutions as OAO “Sberbank Rossii” and OAO “Rosselkhozbank”.

    188300 Russia, Leningrad region, Gatchina, st. Roshchinskaya, 5