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Market of Car Loans in Russia: Ten-Year Transformation

I.V. Soldatenkova
senior teacher, the Department of Finance and Credit, State Institute of Economics, Finance, Law and Technology, PhD in Economics


  • car loan
  • car loan market
  • government program of car loans
  • partnership programs
  • banks
  • digitalization
  • subsidizing of car loans
  • We analyze trends reflected in the national market of car loans from 2010 to 2019. We introduce our own classification of car loans. We make a conclusion about a poor role of governmental program of subsidies to support the market at its current stage. We suggest measures that in our opinion may contribute to the transition from extensive to intensive growth of key indicators of the development of national car loan market in the short term.

    188300 Russia, Leningrad region, Gatchina, st. Roshchinskaya, 5