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Is there a need for New Mortgage Programs in the Russian Federation?



I.V. Soldatenkova
inna_soldatenkova@mail.ru
senior lecturer, the Department of Finance and Credit, State Institute of Economics, Finance, Law and Technology, PhD in Economics
Gatchina

Keywords:

  • mortgage in Russia
  • mortgage market
  • state-supported mortgage
  • family mortgage
  • “green” mortgage
  • concessional mortgage loan
  • retail lending
  • We analyze the dynamics of the key indicators of the mortgage market in Russia for the last five years. We introduce our own classification of bank mortgages taking into consideration the current trends of their development. A survey of current programs relying on state subsidies is made and the need to increase their number to support mortgage effectiveness under crisis is substantiated.

    188300 Russia, Leningrad region, Gatchina, st. Roshchinskaya, 5